It was obvious that Liverpool didn't want Riise anymore, so thats why he moved for so little. In the game, when you buy players listed by their clubs you rarely have to pay more than 20 million pounds.
The clubs should have a clearer distinction between players they are open to selling for higher prices and ones they will definitely never sell, instead of blindly heavily overpricing most players that are not on the transfer list.
The examples people have been using are very poor ones, for example Why would Valencia ever sell Silva on the cheap just because he says he wants to move? If he asks to be put on the transfer list thats different.
A better example is say if I wanted to buy John O'Shea Man Utd ask for over 15 million, thats going a bit overboard. Same when I bid for Frazier Campbell. To be fair though they didn't want to come to my club either.
I'd like to point out that there are 2 values for players. Value and sale value. If the player is not on the market, why should the club sell him at market price? It doesn't make sense that you should expect them to, I really don't see where some people are coming from...
There is a problem with the transfer system but it is nowhere near as big as how people are putting it.
P.S. most
prem teams in my save in 2015 are "insecure" for finances.