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If you wanted to edit the finances and transfer budget - use ArtMoney. Use at your own risk and don't ruin the FM experience and try to play properly without cheating.
Follow these steps:
1)Save the game, back it up and write down the finances.
2)Load up ArtMoney and select the FM2006 game.
3)Enter the the exact finances. into the search for exact value.
4)There may be about 4 values to the left so load them all up tp the right panel
5)This is why I told you to save the game, change the end figure of the money and go back into the game to see if it's changed. Note, You'll have to exit the finance screen and go back again so the screen can refresh.
6)If it hasn't changed then try the next figure until you hit the jackpot. Changing one figure might wipe out one of them below, but don't worry.
7)Once you've found it, ie, third one down. Go back to FM2006 and exit the game and load it up without saving it. This ensures that when you were experimenting to find the figure, you didn't change any other critical game information that could crash the game. This is avoided by loading up the game from the start.
8)Follow steps 2-3 and go straight the the line that worked, ie, third one down and give yourself load of cash. I had to do this for REAL MADRID because of a proble within the game - it only give REAL MADRID £6million in the account finances - even after installing the latest patch. I solved this problem by changing it and giving myself about the same amount as barcelona, plus an extra £30million.