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with my lack of concern for the team's bank balance. So I take over pitiful Wexford Youths team in the Irish 1D and start to turn them around (every game was "Wexford face the impossible"). I was very happy when the board annouced that they were so pleased with my performance that they had contracted to build a new stadium to the tune of $12.5 mil. So they borrow the money and add $144,000 per month in interest to our expenses which send the bank balance down the toilet.
Now, despite the team's continued improvement on the pitch, the board is "slightly disappointed" with my job performance because I have done nothing to improve the team's woeful bank balance.
bcarson, personally I think that's a bug with the board, tbh - they need to look at the reasons why the club is losing money, and not blame you for things outside of your control.
However, the good news is, they won't fire you for it, directly, anyways. It just means that you have a bit shorter leash if the team can't perform on the pitch. Also, the board may decide to invest money in the club, erasing part or all of your debt.
The bad news is, continued hemorrhaging of money may lead to administration (usually loss of points plus forced sale of your players), and/or a change of board - and if that happens, the new board may well decide to change managers.
Advice?
Just keep doing what you're doing, and don't worry about things that are outside of your control.
If you do get sacked - either for performance or by board takeover - just keep on with things: its not the end of the game to get sacked. You can always apply for jobs at other teams - or make a new manager who picks up at Wexford Youths right where your first manager left off (depending how you prefer to play).
It's unrealistic that anyone would lend the board that kind of money without a decent long-term financial plan to go with it.
In my case I went £15M in debt with Nuneaton and even though we'd only made a profit of £300K the season before, I was expected to find £1.8M a year to pay off the loan.I resigned because I didn't want my stats to suffer for something that was out of my control.
When I spent some time in Wexford, they also built a new stadium. My stadium cost more than yours. Mine was 19 million.
Needless to say, they were horrified with my concern. In the bugs forum, it does indicate that this is a bug with the board.
That being said, they still pumped boatloads of money into the club for me. I think the board was putting more than 200K a month into the interest payments for my stadium.
They seemed to be fine with my league standings, but I could never seem to get higher than 6th after the first transfer window because any quality player I had was transferred.
I did sell many players (72 players over 2 seasons). Most in the 20-30K range. Obviously the team had a difficult time working together, I got sick of scouting and checking reports all the time so I resigned after three seasons. It was a good time though.
Since then, I've moved on to Boston River (another amateur club in Uruguay 2nd division) in a different game. They also built a stadium. The interest payments are only 5K a month. Much more reasonable.
It's unrealistic that anyone would lend the board that kind of money without a decent long-term financial plan to go with it.
In my case I went £15M in debt with Nuneaton and even though we'd only made a profit of £300K the season before, I was expected to find £1.8M a year to pay off the loan.I resigned because I didn't want my stats to suffer for something that was out of my control.
:thup:
People can argue all they want that the game is reflecting the different personalities of boards and that your chairman has crap financial control. But in my opinion modern football clubs are run like a business. Any chairman of a business will do a thorough financial analysis before making a decision that will affect the long term viability of the business. If they don't have the in house expertise to do this then they will hire outside consultants.
If the argument against having a more complex financial analysis incorporated in the game is that it would be too processor intensive, then allow the human manager to make the decision himself. At least then we can do a basic analysis ourselves as you have suggested by comparing our most recent financial results to the expected impact of loan repayments. This may go against the realism of the game but from my experience (and others on these forums) the expand/build a new stadium decision is not being made in a realistic manner.
Alternatively the board could be coded to only take into account financial decisions made by the manager directly (wages/transfers) or indirectly (poor performance = low attendance = low revenue) when judging their financial control in the board confidence section. I just don't see it as realistic that a manager can find his job on the line because of financial decisions made by the board, particularly if said managers dealings have been profitable.
Either way I really think this needs fixing for future versions as there is nothing worse than investing your time in bringing a club up from the lower leagues only to get fired because the board decide to build a new stadium and drive the club into debt.
Bussiness' go bankrupt all the time when they leverage their capital to the point where their debts are unsevicable. Companies go under much more often than people realize. If this can happen wall street, as it has been for the last few months, then it can very well happen in football and this should be reflected in the game.
Originally posted by copperhorse21:
When I spent some time in Wexford, they also built a new stadium. My stadium cost more than yours. Mine was 19 million.
Needless to say, they were horrified with my concern. In the bugs forum, it does indicate that this is a bug with the board.
That being said, they still pumped boatloads of money into the club for me. I think the board was putting more than 200K a month into the interest payments for my stadium.
They seemed to be fine with my league standings, but I could never seem to get higher than 6th after the first transfer window because any quality player I had was transferred.
I did sell many players (72 players over 2 seasons). Most in the 20-30K range. Obviously the team had a difficult time working together, I got sick of scouting and checking reports all the time so I resigned after three seasons. It was a good time though.
Since then, I've moved on to Boston River (another amateur club in Uruguay 2nd division) in a different game. They also built a stadium. The interest payments are only 5K a month. Much more reasonable.
Just curious ... did you actually get to the point where you had professional contracts? Is there a way to sell players who have amateur contracts and don't get paid?
I like the boards being more aggressive - I like there being the chance of the board driving a club into debt, or even on taking a chance in building a new stadium a bit too early.
But I do agree with you that the manager shouldn't be faulted for a board decision outside of his control.
Soundian's point about "our profit was £300k p/a, and our loan was £1.8M p/a" is a very good one: the board should really be looking at that as they make the decision, and that should impact:
1. How big of a loan they're willing to take
2. Terms of repayment.
For example, £15M on, say, a 12-year repayment (3% interest, paying back £21.6M at £1.8M per-annum) is obviously beyond the capability of that club to afford.
But, a £5M initial outlay from the board's pockets, plus a loan of £10M over 30 years (£24.3M at 3% / £0.8M per-annum) might have been reasonably affordable, with an expectation of selling players, investing from their own pocket, and cutting wages to make up the difference.
I'd really like the Board Confidence to grow in complexity, with the possibility of getting a Chairman who is content with mid-table profitability in his current League, for example. This chairman would be willing to overlook failure to reach mid-table if you were posting a profit .. but wouldn't be patient with you if it looked like you were taking the club towards relegation.
Board very angry ... 
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