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I am finding Div 3 challenging enough at the minute in terms of financial management
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This seems to be one area which is head & shoulders above CM3. The rich bail out option is now gone, and to keep your club financially afloat you have to make the tough decisions.
I'm looking down the barrell of letting seven regular first team members go at the end of the season, because they are wanting too much to stay at the club. I could most likley re-sign them, but it would be to the detriment of the clubs bottom line.
I am finding reducing club debt is a nice new challenge.