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(I posted about this in my "My First FMH 08 Game" thread, but I'm not sure anyone's wading through that.)
Before asking to loan players I checked my wage bill. I was at the maximum, so when asking to loan players I didn't offer to pay any of their wages, but when a player joined on loan my wage bill went up, pushing me over the maximum level.
Do you always have to pay wages for a loan player and the amount you offer to pay is an extra fee to the club you're loaning from?
Loan Question 
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