Hucknall_Elv - bear in mind that the Championship is no where near as lucrative as the Premiership.
For a real life example Brighton survived in the Championship last season but did so on a shoestring budget (our largest signing being funded by a windfall from Coca Cola) and this season have finally succumbed after a season where I think our most expensive signing was a loan deal
(so yeah I am sure - its just that the funding in real-life (and in the game) is notoriously top heavy, unless you have a huge fanbase of rabid supporters don't expect a large amount of dosh in the Championship)