If it's any help............
I started with Lisburn Rangers in N.Ireland , (who start off so low they are unplayable when the game starts). I got to the group stages of the UEFA Cup and had over £3M in the bank and still didn't turn pro.
If I'm honest though, turning pro has never really bothered me in the past. All my players are on full time contracts, (sorry Iain), and I must admit that some of my staff are on full time contracts too. (There is a little trick to this that I will obviously not share, but it doesn't take a brain surgeon to work out how to get a coach on a full time contract if you can get players on a full time contract).
As for Ireland, you have the added incentive of the All Ireland Cup.
If in doubt, just play 1 more season

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