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Best 5 club teams in history of Football:
Liverpool 1977-1978 - 100.00%
1 Vote
Real Madrid 1956-1960 - 0%
0 Votes
Juventus 1985 - 0%
0 Votes
Milan 1989-1990 - 100.00%
1 Vote
Ajax 1971-1973 - 0%
0 Votes
Santos 1962-1963 - 0%
0 Votes
Torinho 1940's - 100.00%
1 Vote
Ajax 1995 - 0%
0 Votes
Flamengo 1981 - 100.00%
1 Vote
Benfica 1961-1962 - 100.00%
1 Vote
Total Votes: 1
You may not vote on this poll.
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Old 09-12-2007, 02:10 PM   Is it possible to have a credit rating that's too good? Post #81
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Hoping I won't need to swap again anyway. )% interest runs out on one card in December, and hoping to pay it off then. other card 0% until mid next year.

Then no more cards, or debt. Ever. Mon me
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Old 09-12-2007, 02:11 PM   Is it possible to have a credit rating that's too good? Post #82
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)% a special introductory offer where the company actually gives me money, obviously.
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Old 09-12-2007, 02:11 PM   Is it possible to have a credit rating that's too good? Post #83
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It is - Credit expert 'from Experian' - it is the online part of the company.
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Old 09-12-2007, 02:14 PM   Is it possible to have a credit rating that's too good? Post #84
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It was great when I worked for loan companies... I could get credit history information from Equifax for free... about anyone.

Of course I didn't look at other peoples... that would be highly illegal I suspect :cool:
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Old 09-12-2007, 02:15 PM   Is it possible to have a credit rating that's too good? Post #85
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Quote:
Originally posted by Rocky Rockstar:
<BLOCKQUOTE>
Credit card companies reject you for always repaying cards in full. The most profitable credit card customer is perpetually in debt, never defaulting, always paying just the minimum (see Danger Minimum Repayments article). Thus if you pay off in full every month, or always shift debt to 0% cards, you may be rejected for further credit.
Punishing the careful ifs :thdn: </BLOCKQUOTE>

No it's not ffs

If they just had customers who would always pay up in full, on time and without incurring any interest on the credit, then they'd not be in business.
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Old 09-12-2007, 02:16 PM   Is it possible to have a credit rating that's too good? Post #86
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Quote:
Originally posted by Retro:
It was great when I worked for loan companies... I could get credit history information from Equifax for free... about anyone.

Of course I didn't look at other peoples... that would be highly illegal I suspect :cool:
I'm sure if any of your friends and associates are reading this, they may now know why you look so smug when you see them.
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Old 09-12-2007, 02:44 PM   Is it possible to have a credit rating that's too good? Post #87
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www.garlik.co.uk is good site by all accounts but it costs £2.99 a month.
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Old 09-12-2007, 02:53 PM   Is it possible to have a credit rating that's too good? Post #88
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Quote:
Originally posted by Rocky Rockstar:
<BLOCKQUOTE>Originally posted by Fat Bhoy Tim:
Not getting them isn't blacklisting, nor lowering your rating. You're not getting them as you won't make them any money.
Which is what i thought all along. Although that doesn't explain why my mate who'd had them for 6 years and hasn't paid a penny in interest because she keeps switching them still keeps getting accepted.

Double standards :thdn: </BLOCKQUOTE>

For retro
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Old 09-12-2007, 02:55 PM   Is it possible to have a credit rating that's too good? Post #89
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Thanks mate!
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Old 09-12-2007, 02:56 PM   Is it possible to have a credit rating that's too good? Post #90
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Ah ha

*fingers crossed*
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