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09-12-2007, 01:14 PM
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Is it possible to have a credit rating that's too good? Post #51 | | Registered User
Join Date: Jun 2007
Posts: 1
Rep Power: 0 |
Quote:
Originally posted by Gary Toner:
30 day free trial to your credit report from Experian. sign up and have a look just incase there is stuff on it that shouldn't be.
| Just used that. 10 fecking pages. Jeez.
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09-12-2007, 01:20 PM
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Is it possible to have a credit rating that's too good? Post #52 | | Newb
Join Date: Oct 2007
Posts: 0
Rep Power: 0 |
How did you use it so quick ? won't let me view mine until i get a pin number through the post.
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09-12-2007, 01:23 PM
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Is it possible to have a credit rating that's too good? Post #53 | | Registered User
Join Date: Aug 2007
Posts: 0
Rep Power: 0 |
Somehow I have an account/credit card with people I've never ever applied to which is quite impressive.
Unsurprisingly it's never been touched...be cancelling that as soon as I get home. :thup:
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09-12-2007, 01:30 PM
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Is it possible to have a credit rating that's too good? Post #54 | | Registered User
Join Date: Jun 2007
Posts: 1
Rep Power: 0 |
Quote:
Originally posted by merry_miller:
How did you use it so quick ? won't let me view mine until i get a pin number through the post.
| Pin number? I just put my address details in, put my card in (to be cancelled when I get home) and then asked for a report
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09-12-2007, 01:32 PM
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Is it possible to have a credit rating that's too good? Post #55 | | Newb
Join Date: Oct 2007
Posts: 0
Rep Power: 0 |
I did same but says they've to send a PIN number through the post.
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09-12-2007, 01:33 PM
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Is it possible to have a credit rating that's too good? Post #56 | | Newb
Join Date: Oct 2007
Posts: 0
Rep Power: 0 |
Lads, on www.creditexpert.co.uk you can actually pay £5.99 and see your actual credit score out of 1000.
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09-12-2007, 01:33 PM
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Is it possible to have a credit rating that's too good? Post #57 | | Newb
Join Date: Jun 2007
Posts: 0
Rep Power: 0 |
Quote:
Originally posted by Fat Bhoy Tim:
Not getting them isn't blacklisting, nor lowering your rating. You're not getting them as you won't make them any money.
| Which is what i thought all along. Although that doesn't explain why my mate who'd had them for 6 years and hasn't paid a penny in interest because she keeps switching them still keeps getting accepted.
Double standards :thdn:
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09-12-2007, 01:34 PM
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Is it possible to have a credit rating that's too good? Post #58 | | Newb
Join Date: Jun 2007
Posts: 0
Rep Power: 0 |
Quote:
Originally posted by Gregg Carter:
I applied for a Credit Card to do the same thing Rich. Was rejected for it.
I've missed the occassional payment by a day or two due to absent mindedness now and again. Always paid it sharpish after that though. Plus haven't missed a payment in twelve months prior to applying for the card - so they wouldn't have known that anyway.
Signed up to credit expert so i could find out my credit rating. Found i was just about in the top bracket for credit ratings, so don't really understand why they rejected it.
| For the same reason as me i guess - too good.
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09-12-2007, 01:36 PM
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Is it possible to have a credit rating that's too good? Post #59 | | Registered User
Join Date: Jun 2007
Posts: 0
Rep Power: 0 |
Quote:
Originally posted by Rocky Rockstar:
<BLOCKQUOTE>Originally posted by Fat Bhoy Tim:
Not getting them isn't blacklisting, nor lowering your rating. You're not getting them as you won't make them any money.
| Which is what i thought all along. Although that doesn't explain why my mate who'd had them for 6 years and hasn't paid a penny in interest because she keeps switching them still keeps getting accepted.
Double standards :thdn: </BLOCKQUOTE>
Pretty sure she'd have to pay interest on new payments - just the money she's transferred she wouldnt pay interest on.
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09-12-2007, 01:36 PM
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Is it possible to have a credit rating that's too good? Post #60 | | Registered User
Join Date: Jun 2007
Posts: 1
Rep Power: 0 |
Quote:
Originally posted by merry_miller:
I did same but says they've to send a PIN number through the post.
| No idea then. very odd. Sure you didn't do what Shawn said and ask for the score? I didn't bother with that bit.
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