retired_sherrijacobson

I get cashback on my card so spend everything on it during the month, earn cashback and then clear it in full

retired_princesspouty

Good to hear there are people out there taking advantage of the enticements the credit companies put our way to sucker us in.

retired_sherrijacobson

But if I don't pay any interest, and earn free money what's the problem

retired_princesspouty

eh?

retired_kazzy2

An overactive sarcasm detector there BB

retired_princesspouty

I was supporting people exploiting the CC enticements, whilst not giving anything back to the credit card company - which defeats the reason they put those enticements in.

It's all good.

retired_sherrijacobson

My bad, apologies Retro

retired_ehoff15

I did it because I can earn a little more interest by putting the cash in a saving account </BLOCKQUOTE>

You must have a hell of a lot of money for the "little more interest" to be of any real value. </BLOCKQUOTE>

well my missus' is a book-keeper so even one penny has real value.

paying by credit card has other benefits which others has already mention. I think the key of this is self control. Even though we had a large-ish limit we wont spend more than what we can pay back.

retired_ehoff15

while we are on the subject of paying back credit card payment, I have notice something a while ago. I used to have about 45 days interest free period for one of my credit card. I notice that they are cutting it shorter and shorter because i am paying the balance in full every month. the rate it is going it's like that i will have 0 days interest free in about a year later. is there a minimum number of days they offer? or can they just keep reducing until it become 0?

retired_princesspouty

It all adds up. Look after the pennies. I've probably made about £50 doing stuff like this so far this year, for so little effort (thanks to the internet).

np BB btw. I'm just soooo misunderstood.