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Originally posted by Bouncerboy13:
I wouldn't fix in personally as rates are due to fall sooner rather than later plus lender's fixed rates atm are far too high.
Even with all this bank nonsense?
I'm sure I read somewhere that interest rates are likely to continue to rise?
Will my current lender supply me with a new mortgage automatically? What chance do I have to getting them to lower any offer?
Abbey are crap when it comes to it unfortunately. They write to you a few days before to say you're deal is expiring and you'll be moved onto their variable rate.
Make a note in your diary to contact them or your broker one calender month before your deal is due to expire. That way if you move onto another deal or move lender you won't get hit with a large monthly payment on standard variable.
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