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Old 02-07-2007, 01:38 PM   The first time car buyers advice thread Post #21
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Quote:
Originally posted by Mika:
<BLOCKQUOTE>Originally posted by Retro:
Insurance is your biggest annual cost (assuming your are under 25) so it seems sensible to buy something that limits that as much as possible.
I am under 25 yeah so without trying to sound too thick, what would limit the insurance so to speak? </BLOCKQUOTE>
Cars are ranked into insurance brackets. Cars with higher performance will be in a higher bracket... cars that are targets for theft will be in a higher bracket.

The lower the bracket the cheaper your insurance... here's a way to search for models in bracket (use the right-hand search and pick say, 5)

http://www.parkers.co.uk/insurance/Groups/default.aspx
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Old 02-07-2007, 01:41 PM   The first time car buyers advice thread Post #22
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That C2 I linked to is insurance group 1 which is perfect for a first time car
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Old 02-07-2007, 01:42 PM   The first time car buyers advice thread Post #23
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From that you can see that the Audi A3 is in group 9 while cars like the SEAT Leon is in group 5. It will depend on the engine size though.

Of course where you live, your age, gender etc does effect insurance massively - but the car does also have an impact.
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Old 02-07-2007, 01:44 PM   The first time car buyers advice thread Post #24
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Quote:
Originally posted by Eric Cartman:
That C2 I linked to is insurance group 1 which is perfect for a first time car
:thup:

I'd go for the Yaris if I had to buy a cat 1 car - but I'm totally sold on Jap cars now. The Citreon is sexier though but European cars usually are.
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Old 02-07-2007, 01:44 PM   The first time car buyers advice thread Post #25
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Quote:
Originally posted by Retro:
<BLOCKQUOTE>Originally posted by Mika:
<BLOCKQUOTE>Originally posted by Retro:
Insurance is your biggest annual cost (assuming your are under 25) so it seems sensible to buy something that limits that as much as possible.
I am under 25 yeah so without trying to sound too thick, what would limit the insurance so to speak? </BLOCKQUOTE>
Cars are ranked into insurance brackets. Cars with higher performance will be in a higher bracket... cars that are targets for theft will be in a higher bracket.

The lower the bracket the cheaper your insurance... here's a way to search for models in bracket (use the right-hand search and pick say, 5)

http://www.parkers.co.uk/insurance/Groups/default.aspx </BLOCKQUOTE>

Ah didn't realise that, cheers that's very useful.
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Old 02-07-2007, 01:48 PM   The first time car buyers advice thread Post #26
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How much more would a cat 2 be than a cat 1 then for instance, roughly?
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Old 02-07-2007, 01:48 PM   The first time car buyers advice thread Post #27
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Yeah Retro the Yaris is nice, a girl down the street just got a Silver one
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Old 02-07-2007, 01:52 PM   The first time car buyers advice thread Post #28
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http://www.moneysavingexpert.com/cgi...3803846,31551,

There's an article on Insurance too.

That's the best site on the net for financial matters... and no, I'm not on commission (it's a free site!)
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Old 02-07-2007, 01:52 PM   The first time car buyers advice thread Post #29
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Quote:
Originally posted by Retro:
From that you can see that the Audi A3 is in group 9 while cars like the SEAT Leon is in group 5. It will depend on the engine size though.

Of course where you live, your age, gender etc does effect insurance massively - but the car does also have an impact.
Ah, to be honest as long as it gets me from A to B I'm not really too bothered about having a bigger engine for the sake of it, just want something practical and affordable at this stage.
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Old 02-07-2007, 01:53 PM   The first time car buyers advice thread Post #30
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You can reduce insurance by up to 50% if you do the Pass Plus course :thup:
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