When you type text in your graphics editor, and save it. It saves it as an image. You need to take out your center grey image and make that in iframe with a grey background. Then open up that html file and add text in there.
So you will have to reslice your site. You need to slice your grey content area so its a seperate slice that just contains the grey box.
And then in your main index.html file (once you've exported the new html file) you need to replace the center grey image with
<iframe src="main.html" name="main" width="widthofimageslice" height=heightofimageslice" scrolling="auto" frameborder="0" border="0"></iframe>
Then open up main.html and make the background the grey colour and add all your text in there. Also, for each link you need to add in
target="main". "Main" becuase that is what we used for a name up in the iframe code.
For the slow loading. It loads like that because your server may be slow. I know that there are image pre-load scripts out there somewhere. Google it.
If that is confusing, you can email/pm/add me to msn.
msn and email -
judbeasley@gmail.com
Hope this helps.