Ok the tute is up people... look in the "Forum Tutorials" board. [righton]
And Sue... the bg is real easy.
Apply the same metallic grad used on the face of your text, to the bg layer. Run the "Displace>Glass" filter on it (settings = 5 & 1 w/'Tiny Lens'). Dupe the layer, Invert the colours (Ctrl/Cmd+I), over-saturate the colours, set the blend mode to Vivid Light, and add a Layer Mask to the duped layer. Run the Clouds filter on the Layer Mask. The the Difference Clouds filter about 6-12 times.
See? Real easy.

[bustagut]